Diphasweng Financial Services offers trusted farm loan
solutions with flexible repayment plans.
Small, Medium to large
enterprises operating in South Africa can apply for
Agriculture Finance of up to R20 million, with repayment
periods of up to 15 years, our agriculture business loan targeting growing
businesses is the right choice if you need a bespoke credit facility.
Long-Term Loan
When it comes to you, the farmer,
we know that as a Credit Provider, we need to provide innovative ways to
help your business succeed. An Diphasweng Financial Services
Long-term loan is a mortgage loan that can be used to finance the purchase
of farmland or make capital improvements (e.g.
buildings, dams and fencing).
Benefits:
-The
size of the loan is linked to the market valuation of the property to be
bonded as security, the level of indebtedness and the extent to which you
are able to repay the loan
-The loan term is usually up to 15 years
-The interest rate are fixed interest rate
-Early repayment of the loan
is possible without penalty
What do I need in order to
apply?
-Complete an application online.
-Submit
Required Documents:
-You need to supply the required details.
-You
need to supply plans, budgets and cash flow forecasts to support the loan
application and to substantiate the loan amount required.
All applications will be subject to a full assessment.
Below is a guideline of the minimum criteria to be assessed (NB:
not a comprehensive list. Each application will be assessed based on its own
merit):
-Must be a South African citizen
-Business must operate in
South Africa
-Business must have evidence of revenue
-Business must be
economically viable
-Sufficient entrepreneurship, knowledge, skills and
experience related to nature of the business
-At least one of the
beneficiaries must exercise management control on a day-to-day basis
-Business must comply with all general qualifying requirements and legal
requirements for similar entities in South Africa
-Business must have
legal capacity to apply for and enter into the facility agreement
"Excellent loan approval service."
"Very friendly and supportive consultants."
"Professional business finance solutions."
"Transparent repayment plans and support."
"Highly recommended for personal loans."
"Corporate level professionalism and service."
"Reliable financial solutions with trust."